Pull payments for crypto and stablecoin transactions
Send a payment link. Your customer pays from their own wallet. Notabene Flow handles identity, compliance, and settlement — across any jurisdiction, any stablecoin.
Annual TPV processed on the network
Avg. Number of connections per counterparty
Transactions with straight-through processing
Avg. Number In stablecoin transactions
Every payment authorized before funds move. Every settlement arrives already reconciled.
Notabene Flow securely exchanges identity information between sender and receiver, checks all compliance requirements including Travel Rule, and prepares both sides for settlement — before funds move on-chain.
Infrastructure for compliant pull payments in crypto
Notabene Flow enables businesses to initiate crypto payments by sending structured payment requests instead of relying on manual transfers. Every transaction is authorized before settlement, ensuring compliance while simplifying how payments are collected.
Built for merchant-initiated crypto payments
Request payments from customers without requiring them to initiate transfers manually.
No wallet address required upfront
Send payment requests using identifiers such as email or account references instead of blockchain addresses.
Compliance by default
Travel Rule checks and counterparty verification are embedded into every payment request.
Instant settlement
Crypto pull payments settle in minutes once approved, improving cash flow and reducing delays.
How pull payments in crypto work
01
The business creates an invoice payment request and shares a Notabene Flow payment link with their customer.
02
The recipient opens the link and pays from their existing wallet or provider — no blockchain address required.
03
Each institution verifies its counterparty. Compliance is confirmed. No money moves until both sides are cleared.
04
The transaction executes in minutes across any stablecoin, any wallet, any chain, any jurisdiction.
05
Both sides receive the payment with the invoice reference and counterparty identity already attached. Nothing to chase.
Built for real-world payment flows
Invoice customers using crypto
Send structured payment requests tied to invoices and collect payments globally using stablecoins.
Simplify B2B crypto payments
Request payments from customers without requiring them to manage wallet details, reducing errors and complexity
Reconcile payments automatically
Every Notabene Flow payment carries its invoice reference and counterparty identity — reconciled on arrival.
Who uses pull payments for crypto and stablecoins
Fintechs and payment platforms
Enable merchant-initiated crypto payment flows for businesses and users.
Enterprises
Collect payments from global customers using stablecoins with faster settlement and improved reconciliation.
Marketplaces and platforms
Facilitate payments between users without requiring complex wallet interactions.
Wallet providers and custodians
Integrate crypto payment request functionality directly into wallet and custody infrastructure.
Built on an open protocol governed by community and code
Notabene Flow is built on TAP—the open protocol for transaction authorization. It evolves through open contribution, enabling interoperable, programmable financial workflows across wallets, issuers, and platforms.
Learn more
No lock-in. No gatekeepers. Just open infrastructure.
Built on an open-loop network, Notabene Flow coordinates stablecoin payments with maximum flexibility.
No partner lock-in
You own the customer relationship
Works on any chain or with any digital asset
Frequently asked questions
What are pull payments in crypto?
Pull payments in crypto are merchant-initiated payment flows where a business sends a payment request to a customer, who then approves the transaction instead of the payer initiating it manually.
How do crypto pull payments work?
A business creates a payment request and sends it to a recipient. The recipient approves the payment, which is then authorized, checked for compliance, and settled on-chain.
Do users need a wallet address for pull payments in crypto?
No. Payment requests can be sent using identifiers such as email or account references, removing the need to collect wallet addresses in advance.
What are the benefits of pull payments in crypto?
Stablecoin payments are subject to regulations such as the Travel Rule, anti-money laundering requirements, and counterparty verification standards. Businesses must ensure that transactions are screened and compliant before settlement.
How can organisations integrate stablecoins into existing payment workflows?
Pull payments reduce friction, minimize errors, improve user experience, and enable businesses to control payment flows through structured requests.
Are pull payments in crypto compliant?
They can be, when compliance is embedded into the payment flow. This includes Travel Rule checks, counterparty screening, and transaction authorization before settlement.
How fast are pull payments in crypto?
Once approved, payments typically settle within seconds, depending on the blockchain network used.
What are the costs of crypto pull payments?
Crypto pull payments can reduce costs by removing intermediaries and lowering transaction fees compared to card payments or international bank transfers.
What are real-world use cases of pull payments in crypto?
Use cases include crypto invoicing, B2B payments, subscriptions, metered billing, marketplace transactions, and cross-border payment collection.
Can pull payments be integrated into existing systems?
Yes. Businesses can integrate pull payments using APIs and infrastructure providers that handle payment requests, compliance, and settlement.
What is the difference between pull payments and push payments in crypto?
Pull payments are initiated by the merchant through a request, while push payments are initiated by the payer sending funds directly.